As a Professional Liability specilist, Agentic wants to take this moment to point out that professional liability may come in different forms and names depending on the area of services being provided. For instance, malpractice insurance which typically is associated with doctors and lawyers is a commonly used term. Then you will hear, "E&O", which refers to errors and omissions which is the most often used phrase. Normally, professional can be tied to areas of practice such as architects and engineers, accountants, insurance agents and brokers and consultants to name a few.
The main reason for professional insurance is to protect individuals and entities from a lawsuit which could stem from a negligence claim made by a client and damages from such an action. The intention of these policies is to cover both the legal costs and possible damages. The focus of these type of contracts rests on the alleged failure to perform on the part of, financial loss caused by and the error and omission of the service or product being rendered.
There are certain situations where becuase of the insured's professional services they may need special coverage to be extended due to a contractual requirement. Because of these special needs, we have developed partnerships with carrier that are focused on professional liability specifically and understand the complex and intrinsic nature of these risks.
Our goal is to find solutions to whichever type of professional risk you may come across and the unique nature of their operations.
Sample Classes:
Actuary - health |
Actuary - life |
Actuary - P&C |
Actuary - pension |
Advertising services - including media liability |
Alarm monitoring (direct, with no installation / product sales) |
Answering service |
Appraisers - art antiques collectibles |
Appraisers - real property |
Associations - all types, trade, and non-profit |
Auctioneers |
Background checks / credentialing |
Billing services - medicare / caid, insurance |
Billing services - non-medical |
Bookkeeping |
Breeders - animal |
Broadcasting |
Business appraiser |
Business broker |
Business manager |
Calibration - scientific testing equipment |
Call center - inbound or outbound |
Campaign media liability |
Claims adjuster - liability |
Claims adjuster - property |
Claims administration |
Code compliance inspection |
Collection agencies |
Construction inspection |
Construction research |
Consulting - agricultural |
Consulting - communication |
Consulting - construction |
Consulting - energy - other than purchase negotiation or hedging |
Consulting - engineer |
Consulting - environmental - involving hazardous waste |
Consulting - environmental - not involving hazardous waste |
Consulting - financial - other than investment advisor or planners |
Consulting - forestry |
Consulting - geological |
Consulting - health / social issues or advocacy |
Consulting - hospital - other than mgmt |
Consulting - human resource |
Consulting - industrial engineering |
Consulting - insurance |
Consulting - legal |
Consulting - management |
Consulting - manufacturing |
Consulting - marketing |
Consulting - medical practice mgmt |
Consulting - oil & gas |
Consulting - property |
Consulting - safety |
Consulting - scientific |
Consulting - security |
Consulting - tax |
Consulting - transportation |
Constract research - medical or scientific basic research |
Court appointed guardian |
Court clerk |
Court reporter |
Crane inspection |
Credit bureau / credit counseling |
Customs brokers |
Document preparation services |
Document storage / destruction |
Drafting - construction or planning but no design responsibility |
Elevator inspection |
Employee leasing service |
Employee placement service - executive recruiting |
Employee placement service - permanent |
Employee placement service - temporary |
Energy auditor |
Energy monitoring |
Event planner |
Expert witness |
Fire alarm system inspection |
Franchisors professional |
Freight forwarder |
Home inspection - exterior only |
Home inspection services |
Insurance inspections |
Insurance premium auditors |
Interior decorator |
Investigation - unarmed only |
Leasing agents |
Lobbyist |
Manufacturing engineering / design |
Marine surveyor |
Medical statistical analysis |
Mortgage broker |
Notary public |
Paralegals |
Patent agent - non-attorney |
Payroll processing |
Personal coaching / lifestyle coaching |
Pipeline inspection - above ground |
Pipeline inspection - below ground |
Premium finance |
Printing |
Process servers |
Professional employer organization (PEO) |
Promoter - special events |
Property management |
Public relations firms |
Publishing - including media liability |
Railroad inspection |
Real estate agents & brokers |
Right of way agents |
Risk managers |
Safety engineer |
Safety inspection |
Scientific R&D |
Social security administration representative |
Structure settlement firm |
Study abroad coordination |
Tax preparation |
Telemarketing |
Testing laboratories |
Title agent / escrow / closing services |
Tour brokers |
TPA or benefit plan administrator |
Training - business skills |
Training - computer skills |
Training - office skills |
Training, safety - in classroom only |
Training, security - in classroom only |
Transcription - medical or non-medical |
Translators |
Travel agents |
Trustees professional - dissolution of an estate or bankruptcy trustees |
Turnaround managers |
Utility locators |
Utility one call service - without locating |
Utilization review |
290 King of Prussia Road
Building 1, Suite 300
Radnor, PA 19087
Phone - 610.567.3333
Fax - 610.567.3334
Submissions should be sent to the following:
submissions@agenticins.com
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